:root{--ink:#203e35;--muted:#61756d;--green:#17634f;--green-dark:#104b3d;--line:#dde5df;--paper:#fafbf7;--mint:#eaf2e9}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:28px}body{color:var(--ink);background:var(--paper);-webkit-font-smoothing:antialiased;margin:0;font-family:Arial,Helvetica,sans-serif;font-size:15px;line-height:1.65}a{color:inherit;text-decoration:none}button,input{font:inherit}button,summary,a{-webkit-tap-highlight-color:transparent}button{cursor:pointer}h1,h2,h3,p{margin:0}h1,h2,h3{letter-spacing:-.035em;line-height:1.2}h2{font-size:34px;font-weight:650}h3{font-size:20px;font-weight:600}button:focus-visible,a:focus-visible,input:focus-visible,summary:focus-visible,[tabindex="-1"]:focus-visible{outline-offset:4px;outline:3px solid #ad7b21}[tabindex="-1"]:focus:not(:focus-visible){outline:none}::selection{color:#123e31;background:#d7e9c7}.container{width:calc(100% - 64px);max-width:1152px;margin-inline:auto}.site-header{border-bottom:1px solid var(--line);background:#fafbf7f5}.header-inner{justify-content:space-between;align-items:center;gap:20px;min-height:92px;display:flex}.brand{letter-spacing:-1.1px;white-space:nowrap;align-items:center;font-size:24px;font-weight:750;display:inline-flex}.brand-icon{background:var(--green);color:#fff;border-radius:11px;place-items:center;width:37px;height:40px;margin-right:11px;display:grid}.brand-accent,.brand-dot{color:var(--green)}.header-inner nav{align-items:center;gap:36px;font-size:14px;font-weight:600;display:flex}.header-cta{border:1px solid #b7c9bb;border-radius:7px;align-items:center;gap:14px;padding:12px 20px;display:flex}.header-cta:hover{background:var(--mint)}.hero{grid-template-columns:1.15fr 1fr;align-items:center;gap:50px;padding-top:78px;padding-bottom:66px;display:grid}.pill{letter-spacing:1.7px;color:#345c43;background:#eaf0e5;border-radius:20px;align-items:center;gap:9px;padding:7px 12px;font-size:10px;font-weight:700;display:inline-flex}.pill>span{background:#6c884c;border-radius:50%;width:6px;height:6px}.hero h1{letter-spacing:-3px;margin-top:24px;font-size:clamp(44px,4.9vw,63px);font-weight:600;line-height:1.08}.hero h1 em{color:var(--green);letter-spacing:-2.5px;font-family:Georgia,Times New Roman,serif;font-weight:400}.hero-description{color:var(--muted);margin:25px 0;font-size:16px;line-height:1.8}.button{border:1px solid #0000;border-radius:7px;justify-content:center;align-items:center;gap:12px;min-height:49px;padding:13px 22px;font-size:14px;font-weight:600;transition:background .15s,transform .15s;display:inline-flex}.primary{background:var(--green);color:#fff}.primary:hover{background:var(--green-dark);transform:translateY(-1px)}.secondary{border-color:var(--line);color:var(--ink);background:#fff}.secondary:hover{background:#f0f5ed}.hero-button{min-height:54px;padding-inline:25px}.hero-privacy{color:var(--muted);align-items:center;gap:8px;margin-top:16px;font-size:12px;display:flex}.hero-visual{isolation:isolate;justify-content:center;align-items:center;min-height:430px;display:flex;position:relative}.visual-orbit{z-index:-1;border-radius:50%;position:absolute}.orbit-one{background:#eaf0df;width:390px;height:390px;top:8px;right:0}.orbit-two{border:1px solid #d3dfc7;width:420px;height:420px;top:-7px;right:-15px}.example-card{background:#fff;border:1px solid #e3e8de;border-radius:14px;width:350px;padding:25px 27px 0;transform:rotate(-4deg);box-shadow:0 18px 55px #1f403517}.example-top{letter-spacing:1.1px;align-items:center;gap:9px;font-size:8px;font-weight:700;display:flex}.example-icon{color:var(--green);background:#eff4eb;border-radius:9px;padding:8px}.example-check{color:var(--green);margin-left:auto}.example-card>p{color:var(--muted);margin:25px 0 6px;font-size:12px}.example-title{letter-spacing:-1px;margin-bottom:25px;font-size:29px;font-weight:600;line-height:1.2;display:block}.example-line{border-top:1px solid #edf0e9;align-items:center;gap:8px;min-height:43px;font-size:11px;display:flex}.example-line>svg{color:#7f9a63}.demo-bar{background:#dce8d2;border-radius:4px;height:7px;margin-left:auto}.bar-one{width:56px}.bar-two{width:75px}.bar-three{width:43px}.example-bottom{background:#f2f6ed;border-radius:0 0 14px 14px;justify-content:space-between;margin:12px -27px 0;padding:16px 27px;font-size:11px;font-weight:600;display:flex}.floating-note{background:#fff;border:1px solid #e0e9da;border-radius:9px;align-items:center;gap:11px;padding:16px 19px;display:flex;position:absolute;bottom:0;right:0;transform:rotate(2deg);box-shadow:0 9px 25px #193f3410}.floating-note>span{color:var(--green);background:#edf3e7;border-radius:50%;padding:7px}.floating-note strong{font-size:12px;display:block}.floating-note small{color:var(--muted);font-size:12px}.illustration-caption{color:var(--muted);font-size:12px;position:absolute;bottom:-29px}.trust-strip{border-top:1px solid var(--line);border-bottom:1px solid var(--line);color:var(--muted);justify-content:center;gap:62px;padding-block:24px;font-size:12px;display:flex}.trust-strip span{align-items:center;gap:9px;display:flex}.trust-strip svg{color:#688b49}.eyebrow{color:#627756;letter-spacing:1.8px;margin-bottom:13px;font-size:10px;font-weight:700}.calculator-section{padding-block:65px 0}.calculator-section-title{justify-content:space-between;align-items:end;gap:20px;margin-bottom:29px;display:flex}.calculator-section-title h2{font-size:30px}.calculator-section-title>a{color:var(--green);text-underline-offset:4px;padding-bottom:5px;font-size:12px;text-decoration:underline}.calculator-shell{background:#fff;border:1px solid #dce5d7;border-radius:14px;grid-template-columns:285px minmax(0,1fr);scroll-margin-top:25px;display:grid;overflow:hidden;box-shadow:0 8px 30px #203e3505}.calculator-sidebar{background:#eff4e9;flex-direction:column;padding:38px 31px;display:flex}.calculator-sidebar h2{font-size:27px;line-height:1.3}.calculator-sidebar>p{color:var(--muted);margin-top:13px;font-size:13px;line-height:1.8}.step-list{gap:25px;margin:35px 0;padding:0;list-style:none;display:grid}.step-list li{color:#74826e;align-items:center;gap:13px;font-size:12px;display:flex;position:relative}.step-list li>span{z-index:1;background:#eff4e9;border:1px solid #cbd6c2;border-radius:50%;place-items:center;width:29px;height:29px;font-size:11px;display:grid}.step-list li:not(:last-child):after{content:"";border-left:1px solid #d0dbc9;height:26px;position:absolute;top:29px;left:14px}.step-list .current{color:var(--green);font-weight:700}.step-list .current>span{background:var(--green);color:#fff;border-color:var(--green)}.step-list .done{color:var(--green)}.step-list .done>span{background:#dcebd2;border-color:#a7c197}.sidebar-note{color:#63745c;align-items:center;gap:11px;margin-top:auto;padding-top:34px;display:flex}.sidebar-note p{font-size:11px;line-height:1.7}.sidebar-note svg{flex-shrink:0}.calculator-main{min-width:0;padding:37px 42px 24px}.step-meta{color:var(--muted);justify-content:space-between;font-size:10px;display:flex}.step-meta>span:first-child{letter-spacing:1.2px;font-weight:700}.progress-track{background:#edf1e9;border-radius:4px;height:4px;margin-top:12px;margin-bottom:30px;overflow:hidden}.progress-track span{background:#7e9b5e;height:100%;transition:width .2s;display:block}.step-heading{margin-bottom:9px;font-size:27px}.step-description{color:var(--muted);margin-bottom:26px;font-size:13px}fieldset{border:0;min-width:0;margin:0;padding:0}legend{margin-bottom:14px;font-size:14px;font-weight:600}.choices-grid{grid-template-columns:1fr 1fr;gap:12px;display:grid}.choice{cursor:pointer;border:1px solid #dfe5dc;border-radius:8px;align-items:flex-start;gap:11px;min-height:92px;padding:17px 14px;transition:border-color .15s,background .15s;display:flex}.choice:hover{background:#fafcf7;border-color:#8ca47a}.choice.selected{border-color:var(--green);box-shadow:inset 0 0 0 .5px var(--green);background:#f0f7ee}.choice input{accent-color:var(--green);flex-shrink:0;width:16px;height:16px;margin-top:3px}.choice strong{font-size:12px;font-weight:600;line-height:1.5;display:block}.choice small{color:var(--muted);margin-top:4px;font-size:11px;line-height:1.6;display:block}.wizard-actions{border-top:1px solid #e9ede5;justify-content:space-between;align-items:center;gap:14px;margin-top:28px;padding-top:23px;display:flex}.required-note{color:var(--muted);max-width:150px;font-size:12px}.form-privacy{color:#6f7f67;justify-content:center;align-items:center;gap:6px;margin-top:22px;font-size:12px;display:flex}.fields-stack{gap:20px;display:grid}.two-columns{grid-template-columns:1fr 1fr;gap:17px;display:grid}.field{align-content:start;gap:8px;min-width:0;font-size:13px;display:grid}.field>span{font-weight:600}.field small{color:var(--muted);font-size:11px;font-weight:400}.field input{width:100%;min-width:0;height:49px;color:var(--ink);background:#fff;border:1px solid #c8d5c6;border-radius:7px;padding:10px 12px;font-size:16px}.field input:focus{border-color:var(--green)}.money-input{background:#fff;border:1px solid #c8d5c6;border-radius:7px;align-items:center;display:flex}.money-input>span{color:var(--muted);padding-left:13px;font-size:13px}.money-input input{background:0 0;border:0}.checkbox{cursor:pointer;align-items:center;gap:11px;min-height:44px;font-size:13px;display:flex}.checkbox input{width:18px;height:18px;accent-color:var(--green);flex-shrink:0}.info-strip{color:#45623b;background:#f1f6ec;border-radius:7px;padding:13px 16px;font-size:12px;line-height:1.7}.muted{color:var(--muted);font-size:13px}.mini-review{border:1px solid var(--line);background:#f7f8f3;border-radius:8px;padding:19px;font-size:12px}.mini-review p{margin-top:8px}.form-error{color:#963521;background:#fff0ed;border:1px solid #e5b5a9;border-radius:7px;margin-top:20px;padding:14px;font-size:13px}.how-section{padding-top:85px}.section-intro{margin-bottom:30px}.section-intro>p:last-child:not(.eyebrow){color:var(--muted);margin-top:14px;font-size:14px}.feature-grid{grid-template-columns:repeat(3,1fr);gap:22px;display:grid}.feature-card{border:1px solid var(--line);background:#fff;border-radius:10px;padding:28px}.feature-card>div{color:var(--green);justify-content:space-between;align-items:center;margin-bottom:26px;display:flex}.feature-card>div>span{color:#cad5c3;font-family:Georgia,serif;font-size:33px}.feature-card h3{font-size:19px}.feature-card p{color:var(--muted);margin-top:12px;font-size:13px}.knowledge-section{padding-top:75px}.knowledge-grid{grid-template-columns:repeat(3,1fr);gap:35px;display:grid}.knowledge-grid article{border-top:2px solid #ccdac2;padding-top:23px}.knowledge-grid h3{font-size:19px;line-height:1.4}.knowledge-grid p{color:var(--muted);margin-top:13px;font-size:13px}.knowledge-grid a{color:var(--green);align-items:center;gap:7px;min-height:30px;margin-top:20px;font-size:12px;font-weight:600;display:inline-flex}.faq-section{grid-template-columns:.8fr 1.4fr;gap:55px;padding-top:80px;padding-bottom:65px;display:grid}.faq-list details{border-bottom:1px solid var(--line)}.faq-list summary{cursor:pointer;padding:20px 25px 20px 0;font-size:14px;list-style:none;position:relative}.faq-list summary:after{content:"+";color:var(--green);font-size:22px;position:absolute;top:17px;right:2px}.faq-list details[open] summary:after{content:"−"}.faq-list p{color:var(--muted);padding-bottom:22px;font-size:13px}.legal-note{color:#5e7156;background:#edf2e7;border-radius:9px;align-items:flex-start;gap:16px;margin-bottom:65px;padding:25px 30px;display:flex}.legal-note svg{flex-shrink:0}.legal-note p{font-size:12px;line-height:1.9}.site-footer{border-top:1px solid var(--line);padding-top:35px}.footer-top{justify-content:space-between;align-items:center;gap:22px;padding-bottom:30px;display:flex}.footer-top .brand{font-size:22px}.footer-top p{color:var(--muted);margin-top:5px;font-size:11px}.footer-top nav{color:var(--muted);gap:25px;font-size:12px;display:flex}.footer-bottom{border-top:1px solid var(--line);color:var(--muted);justify-content:space-between;padding-block:20px;font-size:10px;display:flex}.result-stack{gap:26px;display:grid}.result-hero{text-align:center;background:#edf5e8;border-radius:10px;padding:30px 18px}.result-check{color:var(--green);background:#d7e8c9;border-radius:50%;place-items:center;margin-bottom:17px;padding:9px;display:inline-grid}.result-hero h2{font-size:22px}.result-hero p:last-child{color:#4e6945;font-size:12px}.result-amount{color:var(--green);letter-spacing:-1.5px;overflow-wrap:anywhere;margin:14px 0;font-size:clamp(31px,4vw,44px);font-weight:700}.totals-grid{grid-template-columns:1fr 1fr;gap:16px;display:grid}.totals-grid>div{border:1px solid var(--line);border-radius:8px;padding:15px}.totals-grid small{color:var(--muted);font-size:11px;display:block}.totals-grid strong{overflow-wrap:anywhere;font-size:19px;display:block}.result-section h3{margin-bottom:8px}.breakdown{margin-top:15px}.breakdown details{border-bottom:1px solid var(--line)}.breakdown summary{cursor:pointer;align-items:baseline;gap:12px;padding:15px 0;font-size:12px;display:flex}.breakdown summary:before{content:"+";color:var(--green);flex-shrink:0}.breakdown details[open] summary:before{content:"−"}.breakdown summary strong{white-space:nowrap;margin-left:auto;font-size:13px}.breakdown p{color:var(--muted);padding:0 0 16px 20px;font-size:12px}.section-icon{align-items:center;gap:11px;display:flex}.section-icon h3{font-size:18px}.fgts-card{background:#f5f6ee;border:1px solid #e1e6d9;border-radius:9px;padding:24px}.fgts-card p{color:var(--muted);margin-top:13px;font-size:12px}.fgts-value{justify-content:space-between;gap:15px;margin-top:20px;font-size:13px;display:flex}.fgts-value strong{text-align:right}.assumptions{border:1px solid var(--line);border-radius:9px;padding:20px}.assumptions ul{margin-bottom:0;padding-left:17px}.assumptions li{color:var(--muted);margin-top:10px;font-size:11px}.review-details{border:1px solid var(--line);border-radius:8px;padding:16px;font-size:13px}.review-details summary{cursor:pointer}.review-details dl div{border-top:1px solid var(--line);justify-content:space-between;gap:18px;padding:10px 0;font-size:12px;display:flex}.review-details dd{text-align:right;margin:0}.notice{color:#8a5315;margin-top:12px;font-size:12px}.standalone-calculator{padding-top:50px;padding-bottom:50px}.standalone-calculator>h1{font-size:44px}.standalone-calculator .calculator-shell{margin-top:30px}.page-lead{color:var(--muted);margin-top:17px;font-size:17px}.legal-inline{color:var(--muted);text-align:center;margin-top:23px;font-size:12px}.prose-page{max-width:800px;padding-top:65px;padding-bottom:75px}.prose-page h1{font-size:44px}.prose-page h2{margin-top:35px;margin-bottom:13px;font-size:24px}.prose-page p+p{margin-top:15px}.prose-page a:not(.button){color:var(--green);text-underline-offset:3px;text-decoration:underline}.prose-page>.button,.prose-page .muted{margin-top:30px}.skip-link{z-index:100;background:var(--green);color:#fff;border-radius:6px;padding:15px;position:fixed;top:-100px;left:15px}.skip-link:focus{top:15px}.sr-only{clip:rect(0, 0, 0, 0);white-space:nowrap;border:0;width:1px;height:1px;margin:-1px;padding:0;position:absolute;overflow:hidden}@media (max-width:1024px){.hero{gap:25px}.hero h1{font-size:53px}.hero-visual{transform-origin:50%;transform:scale(.9)}.calculator-shell{grid-template-columns:245px minmax(0,1fr)}.calculator-sidebar{padding:30px 24px}.calculator-main{padding:32px 27px 24px}.choices-grid{grid-template-columns:1fr}.choice{min-height:76px}.trust-strip{gap:25px}.feature-card{padding:22px}}@media (max-width:760px){.container{width:calc(100% - 36px)}.header-inner{gap:10px;min-height:74px}.brand{font-size:21px}.brand-icon{border-radius:8px;width:30px;height:34px;margin-right:7px}.brand-icon svg{width:19px}.header-inner nav{gap:0}.nav-info{display:none}.header-cta{gap:5px;min-height:44px;padding:10px 11px;font-size:11px}.hero{grid-template-columns:1fr;gap:15px;padding-top:43px;padding-bottom:30px}.hero h1{letter-spacing:-2.4px;font-size:clamp(44px,9vw,62px)}.hero h1 em{letter-spacing:-1.9px}.hero-description{font-size:15px}.hero-visual{min-height:405px;margin:-6px 0 -22px;transform:scale(.87)}.orbit-one{right:calc(50% - 195px)}.orbit-two{right:calc(50% - 210px)}.floating-note{right:calc(50% - 190px)}.hero-privacy{font-size:11px}.trust-strip{flex-wrap:wrap;justify-content:flex-start;gap:10px 18px;padding-block:19px;font-size:10px}.trust-strip svg{width:13px}.calculator-section{padding-top:42px}.calculator-section-title{margin-bottom:21px;display:block}.calculator-section-title h2{font-size:28px}.calculator-section-title>a{margin-top:13px;display:inline-block}.calculator-shell{border-radius:11px;grid-template-columns:1fr}.calculator-sidebar{display:none}.calculator-main{padding:24px 21px 22px}.step-heading{font-size:25px}.step-description{font-size:12px}.progress-track{margin-bottom:25px}.choice{min-height:81px;padding:16px 14px}.choice strong{font-size:13px}.choice small{font-size:11px}.two-columns{grid-template-columns:1fr;gap:20px}.wizard-actions{flex-wrap:wrap;gap:12px}.wizard-actions .button{white-space:nowrap;flex:1;padding-inline:14px;font-size:12px}.required-note{display:none}.form-privacy{font-size:9px}.how-section{padding-top:55px}h2{font-size:29px}.feature-grid,.knowledge-grid{grid-template-columns:1fr;gap:17px}.feature-card{padding:24px}.feature-card>div{margin-bottom:15px}.knowledge-section{padding-top:50px}.knowledge-grid{gap:28px}.faq-section{grid-template-columns:1fr;gap:0;padding-top:50px;padding-bottom:40px}.faq-section .section-intro{margin-bottom:8px}.legal-note{gap:12px;margin-bottom:40px;padding:20px}.legal-note svg{width:20px}.footer-top{flex-direction:column;align-items:flex-start}.footer-top nav{flex-wrap:wrap;gap:20px}.footer-bottom{flex-direction:column;gap:5px}.prose-page{padding-top:40px}.prose-page h1{font-size:37px}.standalone-calculator>h1{font-size:36px}.result-hero{padding-inline:10px}.result-hero h2{font-size:21px}.fgts-card{padding:18px}.fgts-value{flex-direction:column;gap:5px}.fgts-value strong{text-align:left}.totals-grid{gap:10px}.totals-grid>div{padding:11px}.totals-grid strong{font-size:16px}.breakdown summary{gap:8px;font-size:11px}.breakdown summary strong{font-size:12px}}@media (max-width:380px){.brand{font-size:18px}.brand-icon{display:none}.hero-visual{margin-inline:-15px;transform:scale(.76)}.pill{letter-spacing:1px;font-size:9px}.calculator-main{padding-inline:15px}}.result-hero .result-context{max-width:560px;margin:14px auto 0;font-size:12px;line-height:1.6}.pill,.eyebrow,.step-meta,.footer-bottom,.sidebar-note p,.field small,.choice small,.assumptions li,.footer-top p{font-size:12px}@media (max-width:760px){.form-privacy,.trust-strip,.breakdown summary{font-size:12px}}@media (max-width:380px){.pill{font-size:12px}}@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,:before,:after{transition:none!important;animation:none!important}}
